Close More Loans.

We help coordinate required repairs so loans can move forward.

Submit Repair File

ClearToClose Repairs LLC is a third-party repair coordination service. We do not provide loans or financing and do not perform construction work. Fees are earned for services provided and may be satisfied from available funds at closing if applicable.

What We Do

CTC Repair Coordination - A done-for-you service that helps manage required repairs for loan closings.

Includes:

  • Finding licensed contractors

  • Coordinating repair estimates

  • Managing repair timelines

  • Collecting repair documentation

  • One point of contact through CTC

This eliminates borrower friction and loan officer workload.

What We Don’t Do

We do not perform repairs

  • We do not perform repairs

  • We are not a contractor or general contractor

  • We do not control or supervise construction

  • We do not provide loans or financing

How It Works

  1. Submit a repair file

  2. We help coordinate a licensed contractor and a quote

  3. We forward the quote for your review and borrower approval

  4. The contractor completes the work

  5. We provide documentation and invoicing

  6. Fees may be paid through closing when permitted

Main Benefits

    • One point of contact for contractor repair coordination

    • Fewer delays from required repairs

    • Saves time so you can focus on originating new loans

    • Support with contractor scheduling and communication

    • Repairs completed by licensed professionals

    • Coordination fees may be paid at closing when allowed

    • Clear scope and repair requirements

    • Single point of contact for coordination

    • Fast payment after work is completed and approved

submit repair file

About Our Company

Why We Exist

Loan officers shouldn’t have to waste time managing contractors to close loans.

Files often stall when required repairs can’t be completed—borrowers can’t pay upfront, contractors won’t invoice through closing, and loan officers are left scrambling.

CTC Repairs Removes That Friction

We act as a single point of contact for administrative repair coordination including contractor scheduling, documentation, and invoicing related to loan-required repairs.

Our Background

After years as a reverse mortgage loan officer, I saw loans delayed or lost because repairs couldn’t be handled quickly. CTC Repairs was built to solve that exact problem with a streamlined, loan-focused repair coordination process.

Most of our business comes from loan officers referring other loan officers.

Our Focus

Keeping loans on track by handling coordination, communication, and paperwork related to repairs.

When Loan Officers Call Us

  • Required repairs are delaying a closing

submit repair file
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Start Your Repair Request

Interested in working together? Fill out some info and we will be in touch shortly. We can’t wait to hear from you!